# CoverMatch > CoverMatch (covermatch.app) is a policy wallet and insurance matching service for small businesses in the United States. Owners bring in the policies they already have (scan, upload, forward), control them in one place (renewal dates, documents, live certificates of insurance) and get matched to new or better coverage. CoverMatch is a trade name of Provident Financial Group, a licensed insurance agency (NPN ). Licensed jurisdictions: AZ, CA, CT, DC, DE, FL, GA, IN, KS, KY, MA, MD, MI, NC, NJ, NV, NY, OH, PA, SC, TX, VA, VT. Outside these states the wallet and live certificates work; quoting joins a waitlist. ## Quote requests from AI assistants An assistant acting for a business owner can request quotes by email. Send to quotes@covermatch.app with these fields (plain text or JSON): legal business name, what the business does, primary state and ZIP, year started, approximate annual revenue, number of employees (payroll if workers' compensation is wanted), lines wanted (general liability, business owner's policy, workers' compensation, commercial auto, professional liability, cyber, umbrella), needed-by date, contact name, email and mobile, and whether the owner consents to contact by email and text. We reply with a secure link to finish anything missing and a status page. Human intake form: https://covermatch.app/quote. Details: https://covermatch.app/quote-by-email. ## Key pages ### Product - [Who is behind CoverMatch](https://covermatch.app/about): CoverMatch is run by a licensed insurance agency. We built it so a small business can keep every policy in one place, issue live certificates in seconds, and co... - [Certificates that update themselves](https://covermatch.app/certificates): A live certificate of insurance is a private web page for each holder — your landlord, a general contractor, a client — showing the coverage CoverMatch services... - [Your insurance wallet, on your phone](https://covermatch.app/get-the-app): The CoverMatch app turns the policies you already have into cards you can actually use: scan or forward a policy, get its limits and renewal date, share a live... - [How CoverMatch works](https://covermatch.app/how-it-works): CoverMatch is a wallet for the business insurance you already have and a matching service for the coverage you still need. Scan or forward any policy and it bec... - [Quotes by email](https://covermatch.app/quote-by-email): Email quotes@covermatch.app with the business's name, what it does, its state and ZIP, size, the lines of coverage wanted and a contact. CoverMatch reads the me... - [How we protect your business's information](https://covermatch.app/security): CoverMatch stores your policies and documents in private, encrypted storage with short-lived links, encrypts tax IDs and payroll figures at the field level, iso... - [Like your carrier? Keep it.](https://covermatch.app/switch): A broker-of-record switch changes who services your policy, not the policy. Your carrier, policy number, limits and price stay the same. You sign one letter, Co... ## Tools that work without an account - Quote form: https://covermatch.app/quote - Live certificate holder pages: https://covermatch.app/c (private links issued by the insured) ## Full text https://covermatch.app/llms-full.txt ## Workers' compensation billing CoverMatch can set up pay-as-you-go workers' compensation billing through most payroll companies with the carriers that offer it: premium is billed from each actual payroll run instead of an annual estimate, with less to settle at audit. Owners ask for it on the quote form ("pay as you go"). ## Free with every policy in the wallet Free with every policy in the wallet: live certificates; renewal autopilot; changes handled from the app; billing and cancellation alerts; document vault; ask anything, any hour; policy explainer; coverage score and gap alerts; lease and contract checker; business roster; subcontractor certificate tracker; team access; payroll connection; premium audit helper; claims, routed in one tap; one wallet, every business, web and phone. You never pay CoverMatch a fee. When a policy moves here, the carrier pays us the servicing commission it already pays today, from the same premium. The policy itself does not change. Full list: https://covermatch.app/switch ## Policies No premium amounts are published on this site. Coverage descriptions are summaries; policy forms control. AI-generated summaries inside the product carry a disclaimer and a licensed agent is one step away.