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CoverMatch
COVERMATCH

Who is behind CoverMatch

QUICK ANSWER

CoverMatch is run by a licensed insurance agency. We built it so a small business can keep every policy in one place, issue live certificates in seconds, and compare new coverage without waiting on a phone call. Software does the routine work; licensed agents handle exceptions and anything you want a person for. It is free to use, and carriers pay us when you buy or move a policy.

Reviewed by Michael LaBarbera, Licensed property & casualty agent, Provident Financial Group · Reviewed Oct 12, 2026 Updated
Coverage scoreEvery policy in one wallet
General LiabilityRenews in 47d
Workers' CompensationLive cert ✓
Business Owner's PolicyCan switch
CoverMatch Bring a policy here and I will tell you what is missing.

What CoverMatch is

CoverMatch is a wallet for business insurance that can also shop for you. Upload the policies you already have and we tell you instantly whether we can take each one over with one signature; those become cards you can read, share and act on, and the rest get a replacement quote. Issue a live certificate for a landlord or client in seconds. When a renewal is near, or a lease asks for coverage you do not have, request quotes and compare them line by line against what you hold today. If you like a carrier but not the service, move the servicing to us without changing the policy.

Who runs it

CoverMatch is run by a licensed insurance agency with producers appointed by the carriers we quote; the agency's legal name and licence details are in the footer of every page and on the Terms page. The agency handles licensing, carrier appointments and every regulated step. CoverMatch runs on its own systems, and your data stays inside it.

Why software first

Most of what an agency does for a small business is routine: read a declarations page, send a certificate, chase a carrier for a quote, file a renewal. We built CoverMatch so that work finishes on its own, with every automated step recorded and a licensed agent reviewing a sample of them. The result is faster answers for you and more agent time for the questions that need one. Where we use AI, we say so, and nothing it writes is a coverage decision; your policy documents control.

What we will not do

  • Sell your information or pass it to lead buyers.
  • Approach a carrier you did not ask us to.
  • Quote classes of business we do not serve, or states where we are not licensed.
  • Hide a person behind a chatbot. Ask for an agent and you get one.

How to reach us

Email the support address in the footer. Security and privacy reports go to the same address and are read by a person. Our National Producer Number appears in the footer of every page.

Questions people actually ask

Is CoverMatch an insurance company?

No. We are an insurance agency. Carriers issue the policies and pay the claims. We help you store, understand, compare and buy them, and we service the policies you place or move with us.

Why is it free?

Carriers pay our agency a commission when a policy is bought or moved through CoverMatch. You never pay us a fee, and the wallet, certificates and tools cost nothing whether or not you ever buy.

Will I ever talk to a person?

Whenever you want to. Every screen has a one-step path to a licensed agent, and some decisions are always made by one. The software exists to make the routine parts fast, not to keep you from a person.

Where do you operate?

In the states where our agency is licensed, listed on our state pages. Elsewhere you can join the waitlist and use the free tools; the wallet opens the day we are licensed in your state.

MANAGE IT IN THE APP

Every policy, renewal and live certificate in one wallet.

Scan a dec page and the card appears. Share a live certificate link that updates itself. Get matched when a renewal comes around.

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