Who requires what: the requirements library

What your lender's loan documents actually require A lender wants the thing it financed insured and its own name on the policy: property or auto physical damage with the lender as loss payee... Read → What the municipality's permit or contract actually requires Permit offices and public contracts require general liability naming the municipality as additional insured, commercial auto at a stated lim... Read → What a corporate client requires of a commercial cleaning vendor A corporate facilities services agreement typically requires a cleaning vendor to carry general liability of $1M per occurrence and $2M aggr... Read → What a corporate client requires of a professional services firm A corporate master services agreement typically requires professional liability of $1M to $5M per claim, standalone cyber and privacy liabil... Read → What a corporate client requires of an IT services provider A corporate IT services agreement typically requires combined technology errors and omissions and cyber liability of $2M to $10M per claim c... Read → What a corporate client requires of a landscaping vendor A corporate facilities or campus grounds contract typically requires general liability of $1M per occurrence and $2M aggregate with the clie... Read → What the platform agreement actually requires Delivery and gig platforms require general liability naming the platform as additional insured, auto coverage that matches how deliveries ar... Read → What a delivery platform requires of a delivery service partner A delivery platform's fleet or delivery service partner agreement typically requires commercial auto liability of $1M combined single limit... Read → What a delivery platform requires of a restaurant merchant A delivery platform's merchant agreement typically requires a restaurant to carry general liability of $1M per occurrence and $2M aggregate... Read → What the enterprise vendor form actually requires Enterprise vendor onboarding requires general liability with the client as additional insured, professional liability for service providers,... Read → What the venue's vendor agreement actually requires Venues require vendors to carry general liability naming the venue and its owner as additional insured, liquor liability if alcohol is serve... Read → What an event venue requires of a caterer or food vendor An event venue's vendor agreement typically requires a caterer or food vendor to carry general liability of $1M per occurrence and $2M aggre... Read → What your fitness franchisor requires A fitness franchise agreement typically requires general liability of $1M per occurrence and $2M aggregate with no participant exclusion and... Read → What your franchise agreement actually requires A franchise agreement requires a schedule of coverage that protects the brand as well as you: general liability with the franchisor as addit... Read → What the general contractor's subcontract actually requires A general contractor's subcontract requires general liability with completed operations, additional insured status for the GC and owner cove... Read → What a general contractor requires of an electrical sub An electrical subcontract typically requires general liability of $1M per occurrence and $2M aggregate per project with $2M products-complet... Read → What a general contractor requires of a plumbing or HVAC sub A plumbing or HVAC subcontract typically requires general liability of $1M per occurrence and $2M aggregate per project with $2M products-co... Read → What a general contractor requires before a subcontractor starts A general contractor's subcontract typically requires general liability of $1M per occurrence and $2M aggregate per project with $2M product... Read → What your grant agreement or government contract actually requires A government contract or a grant agreement names the coverage it expects before it pays: general and professional liability at stated limits... Read → What your landlord's lease actually requires A commercial lease almost always requires general liability with the landlord named as additional insured, property coverage on your improve... Read → What your landlord requires when the tenant is an auto shop An auto repair or detailing lease typically requires garage liability or general liability of $1M per occurrence and $2M aggregate with the... Read → What your landlord requires when the tenant is a childcare centre A childcare or preschool lease typically requires general liability of $1M per occurrence and $2M aggregate with the landlord as additional... Read → What a landlord requires before a cleaning company works in the building A landlord's vendor or building access agreement for a cleaning company typically requires general liability of $1M per occurrence and $2M a... Read → What your landlord requires when the tenant is a gym or studio A fitness lease typically requires general liability of $1M per occurrence and $2M aggregate with the landlord as additional insured, profes... Read → What your landlord requires when the tenant is a professional office An office lease typically requires general liability of $1M per occurrence and $2M aggregate with the landlord, property manager and lender... Read → What your landlord requires when the tenant is a restaurant A restaurant lease typically requires general liability of $1M per occurrence and $2M aggregate with the landlord as additional insured on a... Read → What your landlord requires when the tenant is a shop A retail lease typically requires general liability of $1M per occurrence and $2M aggregate with the landlord and property manager as additi... Read → What your landlord requires when the tenant is a salon or spa A salon or spa lease typically requires general liability of $1M per occurrence and $2M aggregate with the landlord as additional insured, p... Read → What your league, sanctioning body or field owner actually requires A sanctioning body, a league or the owner of the fields and gyms you use will not let a program play until it sees general liability with pa... Read → What the city, county and licensing agency require of a childcare provider Government requirements on a childcare provider typically combine the state licence, which in many states requires general liability of $1M... Read → What a city or county requires before a contractor is awarded public work A municipal public works contract typically requires general liability of $1M per occurrence and $2M aggregate, often more on larger project... Read → What a city or county requires of an electrical contractor A municipality typically requires an electrical contractor to file a licence, permit bond and liability certificate before pulling permits,... Read → What a city or county requires of a landscaping contractor A municipal landscaping, grounds or snow contract typically requires general liability of $1M per occurrence and $2M aggregate with the city... Read → What a city or county requires of a plumbing or HVAC contractor A municipality typically requires a plumbing or HVAC contractor to file a licence, permit bond and liability certificate before permits issu... Read → What the property manager's agreement actually requires Property managers and HOAs require vendors to carry general liability naming the owner, the association and the management company as additi... Read → What a property manager requires before a contractor works in its buildings A property manager's vendor program typically requires general liability of $1M per occurrence and $2M aggregate with the owner and manageme... Read → What a property manager requires of a cleaning vendor A property manager's cleaning contract typically requires general liability of $1M per occurrence and $2M aggregate with the owner and manag... Read → What a property manager requires of a landscaping or snow vendor A property manager's grounds or snow contract typically requires general liability of $1M per occurrence and $2M aggregate with the owner an... Read → What a property manager requires of a plumbing or HVAC vendor A property manager's mechanical vendor program typically requires general liability of $1M per occurrence and $2M aggregate with $2M product... Read → What your retail franchisor requires A retail franchise agreement typically requires general liability of $1M per occurrence and $2M aggregate including products coverage with t... Read → What your salon or spa franchisor requires A salon or spa franchise agreement typically requires general liability of $1M per occurrence and $2M aggregate with the franchisor as addit... Read → What a shipper requires of a delivery or trucking company A shipper's transportation or courier agreement typically requires commercial auto liability of $1M combined single limit, more with an umbr... Read →