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CoverMatch
MATCHS

Match guides by line of coverage

How CoverMatch compares each line, what underwriters ask, and what to have ready.

Matching abuse and molestation coverage: how the comparison works Abuse and molestation coverage pays to defend and settle claims that someone in a program's care was abused by a staff member, a volunteer o... Read → Matching bailee coverage: how the comparison works Bailee coverage pays for loss of or damage to customers' property in your care: garments at a cleaner, instruments at a repair shop, animals... Read → Matching builders risk: how the comparison works Builders risk insures a building and the materials for it while it is under construction or renovation, from the first delivery until the ow... Read → Matching business income coverage: how the comparison works Business income coverage replaces the net income a business loses and pays the expenses that continue while a covered property loss keeps it... Read → Matching a business owner's policy A business owner's policy packages general liability, property on your contents and improvements, and business income into one policy at a p... Read → Matching commercial auto Commercial auto covers vehicles your business owns, leases or uses for work, with liability for injury and damage to others and optional phy... Read → Matching commercial crime coverage Commercial crime insurance covers losses of money, securities and property from employee dishonesty, forgery, robbery and burglary, computer... Read → Matching commercial earthquake coverage: how the comparison works Commercial earthquake coverage pays for damage to a building and its contents from earth movement, which property policies exclude, usually... Read → Matching commercial flood coverage: how the comparison works Commercial flood insurance pays for damage to a building and its contents from rising water, which property policies exclude. It is availabl... Read → Matching commercial property Commercial property insurance pays to repair or replace your building, improvements, contents, equipment and inventory after fire, wind, the... Read → Matching cyber liability Cyber liability pays for breach response (notification, forensics, legal), ransomware and extortion, income lost during an outage, social-en... Read → Matching directors and officers coverage: how the comparison works Directors and officers coverage defends the people who run a company, nonprofit or association, and the entity itself, against claims about... Read → Matching employment practices liability Employment practices liability covers claims brought by employees, former employees and applicants — wrongful termination, discrimination, h... Read → Matching equipment breakdown: how the comparison works Equipment breakdown pays for the sudden mechanical, electrical or pressure failure of equipment that property insurance excludes: compressor... Read → Matching farm and agribusiness coverage: how the comparison works A farm and agribusiness package insures a working farm in one policy: the dwellings and barns, machinery and equipment, livestock and produc... Read → Matching fiduciary liability: how the comparison works Fiduciary liability covers the people who run an employer's benefit plans, and the employer, against claims that they breached their duties:... Read → Matching garage liability and garagekeepers A garage policy combines liability for an auto shop's operations with coverage for customers' vehicles while you work on, store or test-driv... Read → Matching general liability: how the comparison works General liability pays when your business is blamed for injuring someone or damaging their property, and for the lawsuit that follows. To qu... Read → Matching hired and non-owned auto: how the comparison works Hired and non-owned auto covers the business when an employee drives a personal car on company business, or when the business rents or borro... Read → Matching inland marine and equipment coverage Inland marine insurance covers property that moves or sits away from your premises: contractors' tools and equipment, installation materials... Read → Matching surety and license bonds: how the comparison works A surety bond is a guarantee to someone else: a licensing board, a city or a project owner. If the business fails to meet an obligation, the... Read → Matching liquor liability Liquor liability covers the injuries and damage caused by a person your business served alcohol to — the exposure general liability excludes... Read → Matching media liability: how the comparison works Media liability pays to defend and settle claims that content you created, published or placed infringed a copyright or trademark, defamed s... Read → Matching medical professional liability: how the comparison works Medical professional liability defends and pays claims that a provider's diagnosis or treatment fell below the standard of care and injured... Read → Matching motor truck cargo: how the comparison works Motor truck cargo pays for damage to or loss of the goods a carrier hauls for others, from the shipper's dock to delivery, including theft,... Read → Matching participant accident coverage: how the comparison works Participant accident coverage pays medical bills for a participant or volunteer injured in a covered activity, without anyone proving fault,... Read → Matching pollution liability: how the comparison works Pollution liability pays for the cleanup, the injury and the property damage from a release of something general liability calls a pollutant... Read → Matching product liability: how the comparison works Product liability pays when something you made, imported or sold injures someone or damages property after it left your hands. It usually si... Read → Matching professional liability (errors and omissions) Professional liability, also called errors and omissions, covers claims that your work, advice or service fell short and cost a client money... Read → Matching special events liability: how the comparison works Special events liability covers the host of an event for injuries and property damage during it, for the day or the weekend, with the venue... Read → Matching technology E&O: how the comparison works Technology errors and omissions pays when a client claims your software, system or technology service failed to perform and cost them money:... Read → Matching umbrella and excess liability An umbrella or excess liability policy adds a limit — commonly $1M to $5M for a small business — above your general liability, commercial au... Read → Matching workers' compensation Workers' compensation covers employees' medical bills and lost wages after a work injury, and it is required in most states once you have em... Read →